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CUMULATIVE SCHEME
Minimum Amount Period (Months) Amount Payable (Rs.) Interest * (p.a.) Efefctive Yield ** (p.a.)
Rs. 10,000 @ 12 10295 9.25% 9.25%
18 11510 9.75% 10.07%
24 12100 10.00% 10.50%
36 13401 10.25% 11.34%
48 14508 9.75% 11.27%
60 15923 9.75% 11.85%
NON-CUMULATIVE SCHEME
Period (Months) Interest p.a. *# (half-Yearly) Interest p.a. *# (Quarterly)
12 9.00% 8.90%
24 9.75% 9.65%
36 10.00% 9.90%
48 9.50% 9.40%
60 9.50% 9.40%
Minimum Amount Rs. 25,000 @ Rs. 50,000 @

Note:

* Senior Citizens will get an additional rate of 0.25% p.a / Employees will get an additional rate of 0.35% p.a.
@ Additional amount will be acceptedin multiple of Rs.1000/-
# Interest Payment Half Yearly on 30th September and 31st March only through ECS/NECS/NEFT.
Interest Payment Quarterly on 30th June, 30th September, 31st December and 31st March only through ECS/NECS/NEFT.
** Coumpounded Anuually.

Interest rate / credit rating are subject to change and the interest rate / credit rating applicable will be the prevailing Interest rates / credit ratings on the date of Deposit.
 

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